Maternity leave returners no longer facing reset of LTD pre-existing clause

I’m so pleased to finally get this initiative resolved after almost 3 years of effort.

If you’re reading this, and a Mainstay client, then you know how adamant I am about NOT allowing women to opt-out of coverage during maternity leave. If you’re not a client, or are not sure why this is so important, just give me a call.


Major Canadian insurers are no longer resetting the long-term disability pre-existing condition clause for women whose benefits coverage lapsed during their maternity leave when they return to work.

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