Workplace Safety & Prevention Services (WSPS) has a slew of training events that are; in person, e-courses and webinar format.  If you’re an Ontario employer, these may be of interest to you (and many are free!).

Visit the site and look under “Training & Products“

Each year the Ontario Dental Association (ODA) sets their dental fee guide for the coming year.  This guide is used by many dentists to set their prices (though they can charge above or below this). Insurers tend to use these numbers as the “reasonable & customary” limitation for claims.

Last year the Ontario increase was 4.19% on average, which was the highest we’d seen in well over a decade.  The average over that time period was about 2.2%/ year.  The 1.27% increase for 2020 is a bit of a nice break and much lower than we’d been led to expect.

What this means to employers is that if your employees all submitted the exact same claims this year, as they did last year, then the cost charged would be 1.27% higher.  In reality, there are also trend and utilization numbers that are added to this (because we don’t do the same thing every year), but that said, this means a bit of relief in the rate creep we had been dreading.  (Other insurers will be similar to the levels shown below)

If you’re a current client of Mainstay Insurance Brokerage (or are considering being one), then know that you are always welcome to CGIB events at my expense.

CGIB is an association that holds several educational events each year.  The seminars are intended for a benefit advisor audience, to help them to educate their clients.  If you attend, you’ll be getting the message direct from the horses mouth.

Our next event is March 4th in Vaughan and all the details are here… http://www.cvent.com/d/ghqrt4

Just drop me a note if you’d like to attend and we’ll book you a spot.